Kyle Taylor

About

As a results-driven Credit Analyst with 7 years of experience, I specialize in assessing financial performance, identifying lending opportunities, and managing risk to support the growth and profitability of businesses. My expertise lies in evaluating creditworthiness, analyzing financial statements, bank statements and recommending appropriate credit solutions based on data analysis. I have a successful track record of reviewing financial performance, cash flow & approval structures. I work closely with internal and external teams to ensure smooth credit approval processes. I am adept at preparing credit requests, presenting them to lending institutions and ensuring the timely return of credit approvals. I thrive in collaborative environments, consistently contributing to the success of cross-functional teams, and I am passionate about helping businesses secure the financial support they need while mitigating risk for my company. Whether I'm monitoring key performance indicators, conducting financial analysis, or preparing credit submission packages, I am always focused on delivering insightful, data-driven recommendations that helps drive the bottom line for my organization.

Experience

• Credit Analyst · Armada Credit Group Inc.05-01-2023

  Conducted thorough analysis of the customer and their business to assess overall affordability through reviewing their credit history, financials and bank statements. Identified and escalated any unusual or potentially fraudulent activities within the loan application process, adhering to established organizational guidelines. Prepared accurate credit submission packages to be reviewed by other lending institutions. Provided customers with approvals to meet their business needs and assist their financial goals. Met credit turnaround time targets while contributing to achieving organizational goals. Helped improve the application process by enhancing speed, quality, and compliance. Collaborated closely with the Sales and Operations teams to effectively manage risk and ensure compliance with approval requirements.

• Credit Agent · Mitsubishi HC Capital Canada07-01-2017 – 05-01-2023

  Analyzed and underwrote personal & commercial credit applications. First point of contact for all autoscoring applications to ensure accuracy and prompt turnaround times. Measured the risk of credit applications to determine a credit risk rating to ensure proper classification of approvals or refusals. Recommended, approved, or declined transactions from an assigned line of business such as internal sources or external sources. Maintained customer relationships and provided superior customer service to both internal and external customers. Collaborated with various departments or individuals on projects and/or specific deals to meet organizational needs.

Education

• Credit Institute of CanadaCertified Credit Administrator, Credit Management
• Mohawk CollegeTherapeutic Recreation/Recreational Therapy

Similar talent on Pangea

EElena J.Finance Professional | Data-Driven Decision Making & Customer Financial SolutionsGoodyear, AZJayasri S.Corporate Finance Manager - Budgeting, Reporting & Analysis, Fixed Assets, Strategic Planning, Team LeadershipToronto, ONSasha R.Financial Services Professional | Risk Assessment ExpertKurven P.Business Analyst | Computer Science MastersToronto, ON