Nyein Ei Cho

About

Data-driven professional with expertise in credit risk management, financial analysis, ESG assessment and economic research. Skilled in credit scoring, integrating ESG metrics, loan performance analysis, and econometric modeling using Stata, R, Excel, SQL, and Python. Proven track record in banking operations, sustainable finance, data systems, and policy evaluation across Asia and Europe.

Experience

• Research Assistant · Alma Mater Studiorum – Università di Bologna09-01-2025 – 12-01-2025

  • Conducting comprehensive literature reviews on conformity theories and tipping points, synthesizing findings from peer-reviewed articles.\n• Mapping outcome metrics linked to disengagement factors, increasing prediction accuracy for participant drop-off in research trials.\n• Assisting in design and implementation of field and online Randomized Control Trials (RCTs) related to behavioral choices and social visibility.

• Intern · World Food Programme06-01-2024 – 11-01-2024

  Collect and analyze data from Annual Project Reports and other sources to inform reports on asset creation, livelihoods skills development, and financial inclusion. Contribute to the "SheCan"initiative by analyzing data and writing detailed reports on financial inclusion interventions. Support team in organizing and documenting meetings with WFP’s Regional Bureaux, Country Offices, and partners. Assist in planning FFT-related webinars and brownbag sessions. Develop communication materials such as success stories and factsheets for the FFT program. Aid in revising the FFT program manual and gathering financial inclusion experiences. Support integration of FFT and financial inclusion initiatives through research and meeting documentation. Manage knowledge documentation on SharePoint and help create an FFT webpage by compiling relevant success stories and evidence material.

• Research Intern · International Trade Union Confederation - ITUC10-01-2023 – 04-01-2024

  Social Protection| Pension Schemes|Universal Child Allowances| Quantitative Analysis

• Project Officer - Re 21 Project · ThitsaWorks06-01-2022 – 08-01-2022

  Conducted tasks related to grant application, grant reporting and management, tracked and reported project progress, managing project tasks. Liaised with project stakeholders concerning project details. Coordinated the planning and implementation of projects, analyzing data.

• Visiting Research Fellow · Center for Chinese Studies Taipei, National Library01-01-2020 – 08-01-2020

  Taiwan Fellowship Program 2020, Center for Chinese Study, Taipei, Taiwan. Conducted own research project. “A Journey towards Extending Digital Payments in Taiwan”. *This paper was published on Taiwan fellowship program website. Please check the following link: http://taiwanfellowship.ncl.edu.tw/eng/scholar_detail.aspx?sn=69199

• Research Associate · Myanmar Development Institute05-01-2018 – 01-01-2021

  Engaged regular dialogue with consultations to government officials, members of civil society, think tanks, political parties, private sector entities, at various stages of financial inclusion and data governance process. Conducted USAID-ASEAN policy implementation report for fiscal year 2021 on Myanmar's side to assess the situation of institutional power, infrastructure, and regulations, raise stakeholder awareness of government digitalization efforts, and increase funding opportunities by updating USAIDs and other international associations on the policy's progress. Examined the Taiwanese government's incentive schemes for small enterprises to implement preferences for mobile payments (as a visiting scholar in Taiwan under the Taiwan MOFA fellowship), conducted qualitative research, and presented the findings to the appropriate government department in Myanmar, and created awareness of innovative policies in Taiwan. Collaborated with research director to oversee the financial regulations, financial inclusion, identify the potential and gaps, and developed research pieces.

• Research Assistant · The University of Auckland12-01-2017 – 02-01-2018

  Research Assistant for PhD candidate, Faculty of Social Work, the University of Auckland, New Zealand, for her PhD dissertation namely, “Young people and citizenship in Myanmar: An everyday perspective.”

• Loan Product Development Officer · VisionFund Myanmar08-01-2015 – 04-01-2016

  • Streamlined loan processes and policies to make them more efficient as part of Policy management. • Provided series of credit knowledge trainings in branches of Vision Fund across Myanmar. • Cooperated with IT Department to develop system, test system & pilot. • Researched, surveyed on other microfinance’s product & services and created new products such as education loan, emergency loan. • Led pilot testing of new loan products, gathered feedback from branch operations, and refined design before full rollout. • Conducted financial viability assessments and market research to ensure alignment of new products with client demand and institutional sustainability.

• Credit Department Manager · ACLEDA Bank02-01-2013 – 12-01-2014

  • Participated in staff recruiting, provided periodical credit skill trainings to different departments and updated the curriculum. • Performed devising the budget plan, developed and updated credit operating manual, procedure and guidelines regarding to credit units in the department. • Managed arrears with 0.00% and no default loan across whole MFI during management. • Developed effective complaint mechanisms and conducted field client visits, prepared reports. • Liaised with Myanmar Microfinance Supervisory Committee and Board Committee for improving credit reporting rules and regulations. • Led credit portfolio analysis and performance monitoring using MIS tools, enabling data-driven strategy to minimize credit risk. • Collaborated with finance and audit teams to ensure compliance with internal policies and regulatory standards, contributing to successful external evaluations.

Education

• Johns Hopkins School of Advanced International Studies (SAIS)Master of Arts - MA, International Affairs
• Alma Mater Studiorum – Università di BolognaMaster of Science - MS, Resource Economics and Sustainable Development
• Alma Mater Studiorum – Università di BolognaMaster of Science - MS, Natural Resource Economics
• Chiang Mai UniversityMaster’s Degree, Economics
• National Management College, BotahttaungBachelor of Business Management (BBM), Business Administration and Management, General
• Fu Jen Catholic UniversityElementary Mandarin

Similar talent on Pangea

Yiyang Z.Data Science and Machine Learning Analyst Specializing in Financial ProcessesNew York, NYValentine F.Project Coordinator at IEA de Paris || Social SciencesParis, FranceLLwantale K.International Education and Operations ExpertCleveland, OHInes P.International Policy Professional | Compliance Analyst | Master of ScienceNew York, NY